You can use easily the basic features but don't expect that the csv-export works well if you have to deal with Excel, not to speak from a reimport of the data. Also you can't change the currency in an account, which is in Europe sometimes necessary due to the EURO-changes in respect to older currency. Some of the colours you can asign to the categories are forgotten by the programm from time to time. Some crashes ocurred also for not very clear reasons... ...there has still a lot to be done. The date-format is also not the same in all the fields, a calender sometimes shows only half, the rest of it is out of the screen if you work in a fullsized window.