I really wanted to like this, especially since it now has an iPhone companion to sync with. Unfortunately, while it looks quite pretty and polished, it is also pretty much lacking in some very basic areas. For example, Cha-Ching doesn't allow you to set up your accounts with any overdraft limits, so the "Available Balance" is always wrong. Maybe the developers are so rich that they have no experience of overdrafts, I don't know, but this alone kills it for me.