This is a good product. Does what it is advertised to do. My problem is not what the payment is called, rather the fact that when payment is made you do not get a permanent password. The application's demo period expires, it stops working, and then nobody supports the product. I've written a few e-mails to Joe about this, I have payment confirmation through PayPal. No answer.

My solution, use till demo period expires, then do not pay. Companies that treat their paying customers like this do not survive. My experience therefore may color my review of the program - overall, IT DOESN'T WORK!