This is a fabulous program to help one visualize their debt, and take action against it. Certain leaders may think we can live on debt forever, but for the rest of Americans, getting out of debt is one of the few things that can truly make you 'free'. This can help you achieve that payoff sooner -- and if you take the 'suggestions' seriously, you CAN pay off that slavery.

the only suggestion/complaint I have is that the graphs section needs to have the labels on the outside of the axis, not on the inside -- 'though it doesn't make the graph any less meaningful. it would be cool if one could specify the max values and major intervals. I've only tried the demo mode (that won't let you into the prefs section), so perhaps this feature is built in.

For a one-trick pony, and for the many folks who need to face the fact that they may not realize what debt is doing to their financial health, this shareware is a powerful little horse. Intuit better look out -- this tool should have been in Quicken six years ago and they still can't grow their product in a meaningful way. Nicely done. BTW -- read the documentation in the Help file. More developers would do well to explain the expected use of their apps this way. The $15 is something you'd blow on a pizze or twelve-pack, so it might be the best meal you skip in some time.